Akhuwat Loan Scheme 2023 Online Apply in Pakistan

Akhuwat Loan Scheme

The Akhuwat Loan Scheme is a really important program run by Akhuwat Bank in Pakistan. This program helps out folks who don’t have a lot of money or small businesses that need financial help. Akhuwat Bank started this scheme back in 2001, and it’s been a big help for many people in Pakistan. In 2023, they’re still doing this great work and offering loans from PKR 10,000 to PKR 100,000.

What makes this scheme special is that you don’t have to give anything valuable as security for the loan. So, even if you don’t own expensive stuff, you can still get help.

Akhuwat Bank has been super dedicated to giving out interest-free emergency loans since the beginning. They’re one of the biggest organizations of this kind not only in Pakistan but also around the world. They’ve reached out to people all over Pakistan, making a positive impact on countless lives.

Through the Akhuwat Loan Scheme, many people who were struggling with money problems have been able to start their own businesses and chase their dreams. This scheme isn’t just about giving money; it’s also like a spark that helps businesses grow. When entrepreneurs get these loans, they can invest in their businesses, which can lead to more jobs for others.

Getting a loan from the Akhuwat Loan Scheme is easy and straightforward. They’ve made sure that even if you don’t have fancy assets, you can still apply for help. It’s all about lending a hand to those who need it and making sure everyone in the community can have access to financial support.

Akhuwat Loan Scheme 2023 Online Apply in Pakistan

Akhuwat Loan Types 2023

Loan Type Rupee Range in PKR Duration Application Fee in PKR
Family Enterprise Loan 10,000 – 50,000 10 – 36 Months 200
Agriculture Loan 10,000 – 50,000 4 – 8 Months Not specified
Liberation Loan 10,000 – 100,000 10 – 36 Months 200
Akhuwat Housing Loan 30,000 – 100,000 Up to 36 Months 200
Education Loan 10,000 – 50,000 10 – 24 Months 200
Health Loan 10,000 – 50,000 10 – 24 Months 200
Marriage Loan 10,000 – 50,000 10 – 24 Months 200
Emergency Loan 10,000 – 50,000 10 – 24 Months 200
Equipment and School Building Loan 25,000 – 150,000 Up to 36 Months 200

Akhuwat is offering affordable loans to help Pakistanis build their homes and businesses. This opportunity is open to individuals with lower incomes, and Akhuwat welcomes people of all religions. For loan applications and more information, visit Akhuwat’s official website or contact them directly. They are dedicated to supporting those in need and fostering stronger communities.

Also check: Akhuwat Loan Apply Online 2023-24 Interest-Free Loan Scheme

Eligibility Criteria for Akhuwat Loans

To make sure that Akhuwat loans go to the right people who truly need financial help and can manage it responsibly, there are some rules you need to meet:

  • Have an ID Card: You should have an identity card. This helps them make sure you’re the right person getting the loan.
  • No Illegal Stuff: If you’re doing illegal or bad things, you can’t get an Akhuwat loan. They want to help good, law-abiding folks.
  • Age: You need to be between 18 and 62 years old. They want adults who can handle a loan but not too young or too old.
  • No Existing Businesses: If you already run a business, you might not get this loan. Akhuwat loans are often for starting new businesses or specific needs, not expanding existing ones.
  • No Legal Troubles: If you’re in legal trouble or have committed a crime, you might not be eligible. This makes sure the loans go to people without big legal problems.
  • Good Reputation: Akhuwat wants you to have a good reputation in your community. They like helping responsible folks.
  • Need Guarantors: You’ll need two family members to say they trust you and will help if you can’t repay the loan. This makes things more secure.
  • Government Reference: You’ll also need a reference from a senior government official. This reference shows that you really need the loan.

In short, Akhuwat has these rules to help the right people who truly need assistance and can handle the loan well. It’s all about making lives better and communities stronger.

Also check: Prime Minister Youth Loan Scheme 2023 Program Form Apply

Required Documents for Akhuwat Loan Application

When you’re filling out an application form for an Akhuwat loan, there are some important documents you’ll need to provide. These documents help verify your identity and ensure that you’re eligible for the loan. Here’s a detailed explanation of the documents you’ll need in simple language:

  • Copy of CNIC: You’ll need a copy of your CNIC, both the front and back sides. This card is like your ID, and it’s crucial for proving who you are.
  • Guarantors’ CNIC Copies: If you have guarantors who are not from your family, you’ll need copies of their CNIC. These are the IDs of the people vouching for you.
  • Family Guarantor CNIC Copies: If your guarantors are from your family, you’ll still need copies of their CNIC. This is to show that they’re indeed your family members.
  • Bank Statements: You’ll have to provide your bank statements along with these documents. This helps the folks at Akhuwat see your financial history and understand your situation.
  • Latest Bills: Submit your most recent utility bills. This helps them confirm your address and identity.
  • Applicant’s Photo: Don’t forget to include a photo of yourself along with these documents. This is another way to confirm your identity.
  • Nikkahnama (Marriage Certificate): If you’re married, you’ll need a copy of your Nikkahnama. This proves that you’re legally married.

Also check: Student Loan in Pakistan [National Bank] NBP Scheme 2023 Apply

These documents are essential to ensure that the loan goes to the right person and that you meet the requirements for getting an Akhuwat loan. They help Akhuwat make sure that their loans reach those who genuinely need them and can use them wisely.

Akhuwat Loan Scheme 2023 Online Apply in Pakistan

Download the Akhuwat Bank Loan Scheme 2023 Application Form Online

If you’re looking to download the Akhuwat Bank Loan Scheme 2023 application form online, you’re in the right place. Here’s a detailed guide on how to do it in simple language:

  • Visit the Akhuwat Bank Website: First, open your web browser and go to the Akhuwat Bank website. You can find it at
  • Find the Loan Scheme: Once you’re on the website’s home page, look for a link related to the ‘Akhuwat Bank Loan Scheme 2023’. It might be on the main page or in the menu.
  • Access the Application Form: When you’ve located the Loan Scheme, click on it. This should take you to a new page with more information.
  • Download the Form: On this page, scroll down until you see a section called ‘Downloads’ or something similar. Inside this section, you’ll find a link to the ‘Application Form’. Click on that link.
  • Save the PDF: The application form will be in PDF format. Clicking the link should prompt your computer to download the form. Save it to a place on your computer where you can easily find it.
  • Print and Fill: Once the form is saved, open it, and then print it out. With a pen, fill in all the required details. Make sure you provide accurate and complete information.
  • Gather Documents: Collect all the necessary documents mentioned in the application form.
  • Submit to Akhuwat Bank: Finally, take the filled-out form and the required documents to the nearest Akhuwat Bank branch. They will guide you through the rest of the process.

By following these steps, you can easily access and download the Akhuwat Bank Loan Scheme 2023 application form online and begin your journey towards financial assistance.

Also check: Akhuwat Scholarship Program 2023 Online Apply Pakistan

Akhuwat Loan Scheme 2023 Online Apply Method

If you’re interested in applying for the Akhuwat Bank Loan Scheme 2023, here’s a step-by-step process that makes it easy:

  • Visit the Akhuwat Bank Website: Start by opening your web browser and going to the official Akhuwat Bank website.
  • Find the Loan Scheme: Look for a link that says ‘Akhuwat Bank Loan Scheme 2023’ on the website’s homepage. Click on it.
  • Read the Terms: Take your time to carefully read and understand the terms and conditions of the loan scheme. It’s important to know what you’re getting into.
  • Apply Now: After reading the terms, you’ll likely find an ‘Apply Now’ button on the page. Click on it to begin your application.
  • Fill in the Application Form: The application form will appear, and you’ll need to provide some information about yourself. This includes your name, address, phone number, and details about your income.
  • Upload Documents: You’ll be asked to upload certain documents, such as your CNIC (ID card), utility bills, and proof of your income. Make sure these documents are handy and ready for upload.
  • Submit Your Application: Once you’ve filled out the application form and uploaded the required documents, submit your application.
  • Wait for Review: Your application will now be reviewed by the bank. They will assess your eligibility and determine if you qualify for the loan. You’ll be notified of the status of your application.

Also check: Ehsaas Program Loan Scheme Without Interest Apply Online 2023

Following these steps should help you navigate the Akhuwat Bank Loan Scheme 2023 application process smoothly. It’s a straightforward way to seek financial assistance for your needs.

Note: Please note that all the information provided in this post is obtained from official sources and other reliable resources. It is advised not to share your ID card number or mobile phone number here. Thank you for your understanding. We are solely focused on sharing information on

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