Kissan Card Agriculture Loan Apply Online in Pakistan 2023-24
Kissan Card
Kissan Card is a special card given to farmers by the government. It helps make these programs work better by collecting and organizing information about the farmers. The Punjab Information Technology Board (PITB) has created a digital platform where district administrations can enter details about the farmers in their areas. This information includes things like their personal information, contact details, the crops they grow, the land they own, the animals they have, and the equipment they use.
Using the Kissan Card system, the government can make sure that the right farmers get the right benefits. It also makes it easier to send important messages to a large group of farmers and keeps all the information in one place.
When farmers have a Kissan Card, they can use it to access benefits like subsidies, loans, and insurance. They can use the card at ATMs or buy things at fertilizer dealer shops.
The Punjab Information Technology Board (PITB) supports this program by providing digital help. They help register farmers and enter their information into the system. They also have a special system to handle farmers’ requests for subsidies.
To get a Kissan Card, farmers can apply at certain shops after opening a special mobile account. After the account is opened, they can buy the Kissan Card bundle for a fee. The co-branded Kissan Card will be delivered to the agriculture office in about 15-20 days, and farmers can collect it after verifying their information at the Agriculture Tehsil office.
Objectives of the Kamyab Kisan Program:
The Kamyab Kisan Program has the following objectives:
- Clear and Easy Subsidies: The main goal of the Kamyab Kisan Program is to give subsidies to farmers in a clear and simple way. By using digital systems and vouchers, the program wants to make sure that subsidies reach the right farmers quickly and without any confusion.
- More Productivity and Production: Another objective of the Kamyab Kisan Program is to increase the productivity and production of farming. By providing farmers with affordable credit, subsidies for farming supplies, and other benefits, the program aims to help farmers use modern techniques, and good-quality supplies, and improve the overall productivity of their farms.
- Better Income for Farmers: The Kamyab Kisan Program aims to improve the income of farmers. By helping farmers access credit, subsidies, and other financial support, the program aims to reduce the financial burden on farmers and help them make more money from their farming activities. This will benefit farmers and their families by improving their economic situation.
In summary, the objectives of the Kamyab Kisan Program focus on making subsidies clear and easy to receive, increasing productivity and production in farming, and improving the income of farmers. By achieving these goals, the program aims to support the sustainable growth of the agriculture sector and enhance the well-being of farmers.
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Kisan Card Benefits:
The Kisan Card offers many advantages to farmers:
- Safekeeping and Selling Crops: Farmers can use the Kisan Card to store their crops for a longer time and find better markets to sell their produce.
- Low-Interest Loans: The Kisan Card provides farmers with access to affordable credit at low-interest rates. They can borrow small amounts of money from the Zarai Taraqiati Bank Limited (ZTLB) and repay it flexibly. This helps small and marginal farmers increase their productivity.
- Easy Credit Access: Farmers can easily get credit and loans from banks and other financial institutions using the Kisan Card. They can borrow money at lower interest rates compared to other types of loans.
- Subsidies on Farming Supplies: Kisan Card holders receive subsidies on various farming supplies such as fertilizers, seeds, pesticides, and other agricultural products. This reduces the financial burden on farmers and promotes better farming practices.
- Insurance Coverage: Farmers with a Kisan Card can get insurance coverage for their crops, livestock, and other agricultural assets. This provides financial protection against unexpected losses caused by natural disasters or other risks.
- Discounts on Farming Products: The Kisan Card allows farmers to enjoy discounts on farming products like seeds, fertilizers, and pesticides. This helps farmers save money on essential items for their farming activities.
- Convenience: The Kisan Card offers convenience to farmers by providing easy access to financial services. Farmers can use the card to withdraw cash, make purchases, and pay bills related to their farming needs.
- Government Benefits: The Kisan Card opens doors to various government schemes and benefits designed for farmers. This includes subsidies, loan waivers, and other financial assistance programs aimed at supporting agricultural activities.
Kissan Card Subsidy:
Once you receive a message about your Kissan Card subsidy on your mobile number, you can collect it from the agriculture office. The subsidy is provided through an e-voucher system for seeds, fertilizer, and grams. Each bag of fertilizer seeds has a special code. Farmers need to send this code along with their National Identity Card (NIC) number to a specific number to receive the subsidy.
The subsidies provided are as follows:
- Subsidy on DAP (fertilizer) per bag: 1000 PKR
- Subsidy on cotton seed per bag: 1000 PKR
- Subsidy on pesticide spray per acre: 1200 PKR
Farmers can get these subsidies by following the instructions and using the voucher codes. It helps reduce the cost for farmers and supports them in their farming activities.
To get the subsidy, farmers should have their Kissan Card and required identification documents with them when they visit the agriculture office. The subsidy aims to help farmers access important farming supplies at a lower cost, which promotes better farming and sustainability.
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Outcomes from the Kamyab Kisan Program:
The Kamyab Kisan Program has achieved several positive results:
- Subsidy Distribution: Over Rs. 10.865 billion in subsidies has been given to 970,882 farmers through the CNIC-based e-voucher scheme and Kissan Cards for DAP fertilizer during the fiscal year 2021-2022. Additional subsidies of Rs. 219 million and Rs. 441 million have been provided to farmers for other phosphate fertilizers and potash fertilizers, respectively.
- Increase in Kissan Card Registrations: Efforts are underway to increase the number of Kissan Cards issued to farmers. Currently, there are 848,105 registered Kissan Card holders, and the number is growing every day.
- Convenient Financial Transactions: Farmers can conveniently conduct financial transactions related to Kissan Cards using 2,200 HBL Konnect machines available in Punjab. These machines make it easier for farmers to access their funds and make payments.
- Promotional Campaigns: The Kamyab Kisan Program is promoted through various mediums such as television, newspapers, TV talks, and road shows. These campaigns aim to create awareness among farmers and encourage them to participate in the Kissan Card system.
The outcomes of the Kamyab Kisan Program highlight the successful distribution of subsidies, the increasing number of Kissan Card holders, the convenience of financial transactions, and the effective promotion of the program to farmers.
Kissan Card Online Registration 2023-24
If you want to apply for a Kisan Card, you can do it easily online. The online registration process for the Kisan Card Scheme Agriculture Punjab, Pakistan, is simple and takes only a few minutes. There are three main methods to apply, and each one is explained below in easy steps.
- Kissan Call Centre Registration: You can register for the Kisan Card scheme by calling the Kisan Call Centre. The friendly representatives at the call center will guide you through the registration process and help you provide the necessary information.
- Web Registration: Another way to apply for the Kisan Card is through web registration. You can visit the official website and fill out the registration form online. The form will ask for important documents and information. You will need your National CNIC number, your complete name, a passport-sized picture, your district, tehsil, mobile number, and complete address.
- Registration through SMS: The Kisan Card scheme also allows registration through SMS. You can send an SMS with the required information, including your CNIC number, name, district, tehsil, mobile number, and address, to the designated phone number for registration.
By following any of these methods, you can easily apply for the Kisan Card scheme online and complete your registration. Make sure to have the necessary documents and information ready to provide accurate details during the registration process.
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Banks Associated with Kisan Card in Pakistan
Major banks and financial institutions in Pakistan associated with the Kissan Card program include:
- National Bank of Pakistan (NBP)
- United Bank Limited (UBL)
- Habib Bank Limited (HBL)
- Allied Bank Limited (ABL)
- MCB Bank Limited
- Zarai Taraqiati Bank Limited (ZTBL)
- Bank Al Habib Limited
- Sindh Bank Limited
- The Bank of Khyber
- BankIslami Pakistan Limited
These banks offer Kissan Cards to farmers, providing them with access to financial services, credit facilities, subsidies on agricultural inputs, and other benefits tailored to their farming needs. Farmers can approach these banks to apply for a Kissan Card and benefit from the financial support available to enhance their agricultural activities.
Kisan Card Helpline Number
If you’re looking for more information or still have any queries about the Kisan Card program, help is just a phone call away. By dialing the Kisan Card helpline number at “0800-17000,” you can access detailed assistance and answers to all your queries
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