CM Kissan Card Scheme 2025 – Register & Get Interest-Free Loan

The Chief Minister Kissan Card Scheme is an initiative by the Punjab Government aimed at providing interest-free loans to eligible farmers. This program is designed to help farmers access essential agricultural inputs like fertilizers and seeds, promoting enhanced productivity and financial stability in the agricultural sector.

Launched in collaboration with several key government departments such as the Punjab Information Technology Board (PITB), PLRA, PMD, NADRA, and Bank of Punjab (BOP), the scheme will benefit farmers with land holdings up to 12.5 acres. The initiative aims to disburse loans for agricultural purposes to a significant number of farmers, improving their crop yields and enhancing the agricultural economy of Punjab.

Over 500,000 farmers will benefit from this scheme in the 1st phase, helping to increase crop productivity and reduce financial burdens during the sowing and harvesting seasons.

Key Features of the CM Kissan Card Scheme:

• Loan Amount: Farmers can receive a loan up to Rs. 150,000 per season, which can be used to buy fertilizers, seeds, and other agricultural inputs.

• Loan Per Acre: The loan is provided at a rate of Rs. 30,000 per acre, with a maximum of 5 acres eligible for the loan.

• Eligibility Criteria: Farmers owning up to 12.5 acres of land are eligible. Their land records must be available in the PLRA system, and they must have a mobile SIM registered in their name.

• Repayment Period: The loan must be repaid within six months, with a one-month grace period for repayment flexibility.

• Registration Process: Registration for the scheme is online, and farmers can register by sending an SMS to 8070 with their CNIC number.

Eligibility Criteria:

To apply for the Chief Minister Kissan Card, you must:

• Own up to 12.5 acres of agricultural land.

• Have your mobile SIM registered under your own CNIC (PMD verified).

• Have land details recorded in the Punjab Land Records Authority (PLRA) database.

• Undergo digital verification from PLRA, NADRA, PMD, and eECIB.

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How to Register for the CM Kissan Card:

Registering is quick and easy:

1. Send SMS: Type pkc<space>Your CNIC Number

2. Send to: 8070

3. You will receive a confirmation message regarding your registration.

Example: pkc 3520212345678 → Send to 8070

Once your application is received, your details will be verified by NADRA, PLRA, and other relevant departments. If everything is in order, you will receive your Chief Minister Kissan Card from the Bank of Punjab.

Kissan Card Loan Details and Usage

The loan provided under this scheme is aimed at helping farmers buy agricultural inputs such as fertilizers and seeds. The loan details are as follows:

• Maximum Loan Per Farmer: Rs. 150,000

• Maximum Loan Per Acre: Rs. 30,000

• Total Loan for 5 Acres: Rs. 150,000

• Usage: The loan can be used to purchase fertilizers, seeds, and other farming essentials.

This initiative will assist around 500,000 farmers on a first-come-first-serve basis, ensuring quick access to much-needed resources.

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Loan Distribution Through Authorized Dealers:

Once registered and approved, farmers can use their Kissan Cards at authorized dealers in their respective districts. These vendors are linked with fertilizer and seed companies, ensuring transparent and direct delivery of agricultural inputs.

Some of the key districts where you can find registered dealers include:

• Attock, Bahawalnagar, Bahawalpur, Bhakkar

• Chakwal, Chiniot, D.G. Khan, Faisalabad

• Gujranwala, Gujrat, Hafizabad, Jhelum

• Jhang, Kasur, Khanewal, Khushab

• Lahore, Lala Musa, Layyah, Multan

• Muzaffargarh, Nankana, Narowal, Okara

• Rawalpindi, Sahiwal, Sargodha, Sheikhupura

• Sialkot, Toba Tek Singh, Vehari, Wazirabad

Farmers can get more details about registered dealers in their area through official notifications.

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Scheme Funding & Duration:

• Total Allocation: Rs. 9 billion

• Duration: Starting from June 2025 and continuing through 2025

• Department in Charge: Chief Planning & Evaluation Cell, Agriculture Department

• Focal Persons: Hafiz Abdul Rehman, Asif Hameed Qureshi

• Helpline: 042-99205134

Why This Scheme Matters:

This initiative is designed to:

• Reduce the financial pressure on small farmers.

• Ensure easy access to quality farming inputs.

• Encourage digital transformation in the agriculture sector.

• Improve crop yields and overall food security in Punjab.

Contact Information

For any inquiries regarding the CM Kissan Card Scheme, you can contact the Punjab Agriculture Department:

• Focal Person Names: Hafiz Abdul Rehman & Asif Hameed Qureshi

• Contact Number: 042-99205134

FAQs:

What is the loan duration?

• The loan lasts for 6 months, with a 1-month grace period for repayment.

2. Can I use the loan for anything other than agricultural inputs?

• No, the loan is strictly for purchasing fertilizers, seeds, and other farming inputs.

3. How will I know if my application is approved?

• You’ll receive a confirmation SMS and your CM Kissan Card from Bank of Punjab.

4. What if my mobile number isn’t registered in my name?

• You must have a PMD-verified mobile SIM registered in your name to apply.

5. Will the scheme continue after 2025-25?

• Yes, the scheme may continue beyond 2025-25, depending on its success and funding.

Also Read: Punjab Free Solar Panel Scheme 2025 – Check Your Ballot Result Online

Final Words:

The CM Kissan Card Scheme is an excellent opportunity for farmers in Punjab to access interest-free loans for essential agricultural supplies. By offering a digital solution, the scheme simplifies the application process and ensures transparency. Farmers who meet the eligibility criteria should apply as soon as possible to take advantage of this support. With up to Rs. 150,000 available per season, this initiative will help improve agricultural productivity and financial stability for farmers across Punjab.

Stay tuned for updates and ensure your land is verified in the PLRA system before applying!

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